Just when you thought you could ignore the phone calls that appear to be spam you are receiving text messages that you are not sure what to do with. After a career (day job) that was centered around fraud and financial services I try to stay current when it comes to text messages, emails, and telephone calls. This reminder is especially for older people. Yes, I know technology can be challenging but you must stay current. Read and listen to the news where fraud and your money is concerned. I get so many frivolous text messages and emails. Don’t open them, delete them and do the same for emails. When you get phone calls, and you don’t recognize the number don’t take the call. If it is important they will leave a message. I have found even the scammers are leaving messages and this is so frustrating. My advice and I repeat “this is my advice” pay close attention to your bank accounts.
Check your balance daily. Call your financial institution about any odd transactions. Please understand that often transactions may have different verbiage than what you are expecting. Here is an example: I used my debit card at a takeout restaurant in Pittsburgh but the bank account for the restaurant was in Maryland. The transaction appeared on my account as a Maryland transaction. I had to do a little research to find out why it appeared that way. Sometimes you will see a sign at a cash register telling you how a transaction will appear on your statement. Pay attention and since you have that great device right in your hand take a picture of the sign. When you see the transaction post on your account you can verify and confirm that the transaction is legitimate. Pay attention to messages, emails and transactions, in short, keep your eye on your money.
Email the columnist at debbienorrell@aol.com
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